What is PYPL's health score?

PayPal Holdings, Inc. (PYPL) has a TradeApes health score of 69 out of 100, rated Healthy. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is PYPL's estimated fair value?

Based on our 5-year discounted cash flow model, PayPal Holdings, Inc.'s estimated fair value is $64.4 per share, representing a 16.0% upside from the current price. This is a model estimate, not a price target or investment recommendation.

Is PYPL undervalued or overvalued?

Our model currently rates PYPL as Fair Value. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

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PayPal Holdings, Inc. (PYPL)

Technology Fair Value high healthy

$55.51

Updated: 2026-07-23

TradeApes Score

Financial Strength

80 Strong

Operating Trend

55 Mixed

Relative Value

75 Strong

Capital Allocation

60 Healthy

Risk Management

70 Healthy

Est. Fair Value $64.4

DCF Upside +16.0%

Sector Rank #558 of 15042

Key Findings

+ High FCF yield — above 7%, strong cash return relative to price paid

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− Altman Z-Score in distress zone — mitigated by strong cash flow coverage (likely captive finance or high-leverage capital structure)

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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