What is PYPL's health score?

PayPal Holdings, Inc. (PYPL) has a TradeApes health score of 74 out of 100, rated Healthy. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is PYPL's estimated fair value?

Based on our 5-year discounted cash flow model, PayPal Holdings, Inc.'s estimated fair value is $68.61 per share, representing a 66.2% upside from the current price. This is a model estimate, not a price target or investment recommendation.

Is PYPL undervalued or overvalued?

Our model currently rates PYPL as Undervalued. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for PYPL... Refresh in a moment for the full analysis.

PayPal Holdings, Inc. (PYPL)

Technology Undervalued high healthy

$41.29

Updated: 2026-06-06

TradeApes Score

Financial Strength

80 Strong

Operating Trend

55 Mixed

Relative Value

95 Strong

Capital Allocation

60 Healthy

Risk

70 Healthy

Est. Fair Value $68.61

DCF Upside +66.2%

Sector Rank #253 of 7784

Key Findings

+ Historically cheap — EV/EBITDA in bottom 25% of its 5-year range

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− Altman Z-Score in distress zone — mitigated by strong cash flow coverage (likely captive finance or high-leverage capital structure)

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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