What is VBNK's health score?

VersaBank (VBNK) has a TradeApes health score of 56 out of 100, rated Mixed. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is VBNK's estimated fair value?

Based on our 5-year discounted cash flow model, VersaBank's estimated fair value is $17.18 per share, representing a -9.2% downside from the current price. This is a model estimate, not a price target or investment recommendation.

Is VBNK undervalued or overvalued?

Our model currently rates VBNK as Fair Value. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for VBNK... Refresh in a moment for the full analysis.

VersaBank (VBNK)

Financials Fair Value low mixed

$18.92

Updated: 2026-06-04

TradeApes Score

Financial Strength

55 Mixed

Operating Trend

50 Mixed

Relative Value

65 Healthy

Capital Allocation

35 Weak

Risk

80 Strong

Est. Fair Value $17.18

DCF Upside -9.2%

Sector Rank #136 of 6398

Key Findings

+ Net cash position — more cash on hand than total debt

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− Weak interest coverage — earnings barely cover debt service

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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