What is PRAA's health score?

PRA GROUP INC (PRAA) has a TradeApes health score of 41 out of 100, rated Weak. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is PRAA's estimated fair value?

Based on our 5-year discounted cash flow model, PRA GROUP INC's estimated fair value is $35.9 per share, representing a 130.4% upside from the current price. This is a model estimate, not a price target or investment recommendation.

Is PRAA undervalued or overvalued?

Our model currently rates PRAA as Undervalued. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for PRAA... Refresh in a moment for the full analysis.

PRA GROUP INC (PRAA)

Financials Undervalued low weak

$15.59

Updated: 2026-06-05

TradeApes Score

Financial Strength

5 Stressed

Operating Trend

68 Healthy

Relative Value

15 Stressed

Capital Allocation

70 Healthy

Risk

80 Strong

Est. Fair Value $35.9

DCF Upside +130.4%

Sector Rank #2586 of 6498

Key Findings

+ Strong FCF growth — free cash flow up more than 20% year over year

Unlock Full Report →

− Very high leverage — net debt/EBITDA above 5×

Unlock Full Report →

2 free score cards remaining

TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

11 sector-leading stocks delivered to your inbox every Sunday. Free.

No spam. Unsubscribe anytime.