What is OVLY's health score?

Oak Valley Bancorp (OVLY) has a TradeApes health score of 54 out of 100, rated Mixed. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is OVLY's estimated fair value?

Based on our 5-year discounted cash flow model, Oak Valley Bancorp's estimated fair value is $33.5 per share, representing a -2.1% downside from the current price. This is a model estimate, not a price target or investment recommendation.

Is OVLY undervalued or overvalued?

Our model currently rates OVLY as Fair Value. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for OVLY... Refresh in a moment for the full analysis.

Oak Valley Bancorp (OVLY)

Financials Fair Value medium mixed

$34.21

Updated: 2026-06-06

TradeApes Score

Financial Strength

50 Mixed

Operating Trend

40 Weak

Relative Value

65 Healthy

Capital Allocation

50 Mixed

Risk

80 Strong

Est. Fair Value $33.5

DCF Upside -2.1%

Sector Rank #3204 of 6463

Key Findings

+ High FCF yield — above 7%, strong cash return relative to price paid

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− FCF deteriorating — free cash flow down more than 25% year over year

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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