What is LX's health score?

LexinFintech Holdings Ltd. (LX) has a TradeApes health score of 53 out of 100, rated Mixed. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is LX's estimated fair value?

Based on our 5-year discounted cash flow model, LexinFintech Holdings Ltd.'s estimated fair value is $6.24 per share, representing a 183.4% upside from the current price. This is a model estimate, not a price target or investment recommendation.

Is LX undervalued or overvalued?

Our model currently rates LX as Undervalued. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for LX... Refresh in a moment for the full analysis.

LexinFintech Holdings Ltd. (LX)

Financials Undervalued medium mixed

$2.2

Updated: 2026-05-30

TradeApes Score

Financial Strength

45 Mixed

Operating Trend

60 Healthy

Relative Value

50 Mixed

Capital Allocation

40 Weak

Risk

80 Strong

Est. Fair Value $6.24

DCF Upside +183.4%

Sector Rank #1387 of 6253

Key Findings

+ Strong FCF growth — free cash flow up more than 20% year over year

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− Debt increasing — total debt up more than 10% year over year

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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