What is FBNC's health score?

FIRST BANCORP /NC/ (FBNC) has a TradeApes health score of 63 out of 100, rated Healthy. This composite score evaluates financial strength, operating trends, valuation, capital allocation, and risk factors.

What is FBNC's estimated fair value?

Based on our 5-year discounted cash flow model, FIRST BANCORP /NC/'s estimated fair value is $33.63 per share, representing a -43.4% downside from the current price. This is a model estimate, not a price target or investment recommendation.

Is FBNC undervalued or overvalued?

Our model currently rates FBNC as Overvalued. This assessment combines health metrics, valuation multiples, and market sentiment. Individual investors should conduct their own due diligence.

Crunching the numbers for FBNC... Refresh in a moment for the full analysis.

FIRST BANCORP /NC/ (FBNC)

Financials Overvalued medium healthy

$59.43

Updated: 2026-06-04

TradeApes Score

Financial Strength

60 Healthy

Operating Trend

75 Strong

Relative Value

55 Mixed

Capital Allocation

50 Mixed

Risk

80 Strong

Est. Fair Value $33.63

DCF Upside -43.4%

Sector Rank #2830 of 6323

Key Findings

+ Strong revenue growth — sales up more than 20% year over year

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− High P/E — 25–45×, growth premium already priced in

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TradeApes provides financial data, analytics, and research tools. TradeApes is not a registered investment adviser, broker-dealer, or tax advisor. The information presented is for educational and informational purposes only and does not constitute investment, financial, or tax advice.

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